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Welcome to Unbeatable Marine Insurance!

BOAT INSURANCE FLORIDA

Unbeatable Boat Insurance Agency continues to be a leader in boat insurance and personal watercraft insurance.  We offer all types of options for your watercraft. Whether you just purchased a boat or you’re looking to out beat your current boat insurance rate, we have the information and the solutions you are looking for in order to make the best decision on insuring your boat.

Boat InsuranceOur marine insurance agency provides excellent customer service. We take the work and stress out of searching for marine insurance coverage.  We represent multiple boat insurance companies and find the most amount of coverage for the least amount.

No two boat insurance policies are the same. We want our customers to completely understand the marine insurance you are purchasing. Click on our quote page to find and unbeatable rate that fits your marine insurance needs!

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Hull Coverage

Hull policies cover for loss of or damage to the vessel for perils of fire, lightning, earthquake, assailing thieves, "perils of the seas," jettisons, barratry of the master or mariners and "all other like perils." The policy may cover the ship during a given period of time, usually one year, and is normally issued on a valued basis. Coverage is usually limited to a specified geographic area. However, there may be cases where the vessel is exposed to the perils of fire and others of serious concern to the owner whether or not the ship is in use. Should the ship be laid up in port for an extended period of time, the typical contract will provide for a reduced premium.

So that insurance premiums may remain as low as possible, the deductible concept is also widely employed. Typical coverage would provide either an "average" or "franchise" form of deductible. Under an "average" deductible form, a stated flat deduction is made for an loss. Under the "franchise" form there is no payment until the loss reaches a certain limit. Should the loss reach or exceed such limit, then the loss is paid in full. The franchise deductible may apply either a percentage of the insured value, or be expressed in dollars.

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Boat Insurance Florida